A new project is won
The project is commercially important, but additional working capital may be required to execute it.
Construction & Engineering
Financing questions across the construction project cycle.
Project growth can move faster than cash flow. We help construction and engineering businesses understand mobilisation, working-capital timing, performance-bond requirements and existing facility constraints before approaching a financier.
THE BROKERAGE ADVISORYSituation
first.
first.
Business financing · Trade · Property · Project · Construction & Engineering
The project cycle
Where project growth moves faster than cash flow.
A contract can be commercially meaningful while the cash needed to execute it arrives on another schedule.
01Mobilisation
Cash is committed to keep the project moving.
02Procurement / Subcontractors
Cash is committed to keep the project moving.
03Progress Claim
Work has progressed, but the claim still has to move through the process.
04Certification
Certification creates greater visibility, but payment may still be pending.
05Payment
The cycle closes when payment is received.
Priority situations
What financing questions can arise in construction and engineering?
The priority is not a generic industry label. It is understanding the specific project, timing and existing financing structure.
Project mobilisation begins
Plant, materials, labour and other obligations can create cash demand before receipts are realised.
A performance bond is required
Bonding may need to be considered alongside the wider financing requirement.
Current facilities feel tight
Existing bank limits or structure may no longer fit the project and business cycle.
Assessment
What needs to be clear before a route is pursued?
A construction financing conversation should make the project and cash-flow logic understandable.
- 01
Project context
Contract, milestones, counterparties and execution requirements.
Project and private capital situations → - 02
Cash-flow timing
When project costs and obligations occur versus when claims are certified and payments arrive.
- 03
Existing facilities
Current bank facilities, obligations and available supporting information.
Business financing situations → - 04
Bonding requirements
Whether a project or contract requires performance security and when it needs to be in place.
Performance-bond requirements explained →
Start with the situation
Have a construction or engineering project to discuss?
Start with the project, timing and existing structure. We will understand the situation before discussing the next step.