Industry / Construction & Engineering

Financing advisory for construction and engineering businesses.

Project-led businesses can have a financing requirement shaped by mobilisation, progress payments, supplier commitments and performance-bond requirements. We start by understanding the situation before discussing possible routes.

THE BROKERAGE ADVISORYSituation
first.

Business financing · Trade · Property · Project · Construction & Engineering

Strategic financing focus

Understand the financing pressure through the lens of the industry.

The starting point is the business model, operating cycle and funding requirement—not a generic facility.

01 / Mobilisation

Project start-up funding

Understand the cash required before project receipts begin, including mobilisation and early-stage commitments.

02 / Working capital

The project cash-flow cycle

Review the timing between supplier, subcontractor and project costs and the expected timing of customer receipts.

03 / Contracts

Payment terms & obligations

Consider contract terms, retention, progress claims and other obligations that affect available working capital.

04 / Bonds

Performance-bond requirements

Understand the bond requirement and the surrounding project milestones before determining the financing approach.

The Brokerage methodology

Understand the project before deciding how to finance it.

The financing requirement is considered alongside the contract, timing, existing facilities and supporting information.

  1. 01

    Project requirement

    Clarify the contract, project stage, mobilisation needs and the amount and timing of funding required.

  2. 02

    Cash-flow timing

    Map major costs and expected receipts so the timing pressure is visible rather than treated as a single funding number.

  3. 03

    Existing position

    Review existing facilities, repayment commitments, guarantees and other obligations that sit around the project.

  4. 04

    Possible route

    Once the situation is clearer, discuss relevant financing paths across banks and financiers in our local and overseas network.

Industry lens

The situation comes before the route.

The same facility can mean something different depending on the business cycle. These are examples of the questions that may need to be understood.

Project growth01

A larger contract is awarded

The project may create a working-capital requirement before the associated receipts arrive.

Timing pressure02

Costs arrive before collections

Supplier, subcontractor or mobilisation costs can create a temporary financing gap.

Common situations

Questions that may shape the next financing conversation.

Project growth

A larger contract is awarded

The project may create a working-capital requirement before the associated receipts arrive.

Timing pressure

Costs arrive before collections

Supplier, subcontractor or mobilisation costs can create a temporary financing gap.

Banking position

Existing limits may be restrictive

The current financing structure may need to be understood in the context of the next project.

Start with the situation

Have a financing situation specific to this industry?

Tell us what you are trying to achieve. We will understand the situation first, then discuss the possible next steps.